Life Insurance s44

Overview

At AmTrust Life, we trace our origins back for more than 60 years, making Syndicate 44 the longest running life syndicate still operating at Lloyd’s.

We are on hand to assist and support you and your clients when it matters most. With a team of experienced Insurance professionals, we aim to offer various insurance solutions to suit your client’s needs.

Group Life Solutions

Our core proposition has been developed specifically for the UK SME sector. As well as providing highly competitive rates for supporting partners, we provide all schemes with a minimum free cover level of £500,000.

Death in service is offered on a multiple of salary or a fixed benefit amount basis, with a mixture of cover types possible within one group. As well as providing cover for death in service we can also cater for partnership, shareholder and key person protection.

Advisor Support

We will work with you and your clients to find the right solutions. All of AmTrust Life’s intermediaries have dedicated regional support and direct access to underwriters and key decision makers.

Employee & Employer Assistance Programme

All UK Group Life polices now include the AmTrust Life EAP at no extra cost. The EAP provides a 24 hour confidential counselling line available to all employees and also extends to their immediate families.

As an owner / manager of a Group Life scheme insured with AmTrust Life, you automatically qualify for a business legal service provided by Composite Legal Expenses offering a 24/7 legal advice line manned by qualified legal advisors and an online legal documents duite providing access ‘free of charge’ to a wide range of legal documents, policies, contracts and letters.

Master Trusts

Our Master Trust, available for all UK group Life Schemes, delivers great savings in terms of cost and time for both clients and intermediaries alike.

Complete our Participation Agreement Form as the Master Trust itself has already been pre-registered with the HMRC & a PSTR No. obtained.

Specialist Risks

Our experience enables us to find solutions to the most complex life cover requirements.

As part of Lloyds, we can underwrite groups that include unusual elements such as international business, hazardous occupations or locations (including offshore risks) and cover in most currencies.

• International Group Life (Inc. Middle East)

• Aviation & Aerospace

• Energy/Oil & Gas Industry

• Maritime/Marine

• Security & Armed Forces