Product Damage & Warranty

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AmTrust at Lloyd’s Product Damage & Warranty team offers a wide range of added value insurance products that are designed to allow clients to enhance their core product offerings and generate additional revenue while also supporting customers with protection against a range of risks.

Whether you are a financial institution, a brown and white goods manufacturer, a mobile phone network provider or an automotive retailer, our product portfolio can help you protect customers’ property and purchases against risks such as theft, damage and loss.

AmTrust at Lloyd’s has a global reach and has worked extensively in developing solutions that are suitably priced, designed to meet specific local needs and take into account local or international regulatory, system and contract structures.

Portfolio Summary

Added Value Products

  • Excess Waiver
  • Purchase Protection and Handbag/Wallet
  • Price Promise
  • Payment Card Protection
  • Ticket Insurance
  • Identity theft
  • ATM Assault

Motor Products

  • Motor Vehicle Warranty
  • Cosmetic Damage (SMART repair)
  • Motor GAP Insurance
  • Tyre and Alloy Wheel Cover
  • Mis-fuelling Insurance
  • Key Cover
  • Car Hire Excess Waiver

Consumer Retail Products

  • Mobile Phones and Gadgets
  • Home appliances (Brown and White warranty)
  • Bicycles
  • Jewellery
  • Satellite TV
  • Spectacles

Risk Profile

Audiences for our Product Damage & Warranty portfolio can be in any territory or retail sector as long as they sell the products listed in our protection portfolio. This includes POS systems, automotive dealerships, hire companies and retailers, direct online offerings, add-ons for insurance and bank products and retailer programmes, as well as employee benefit packages.

Added Value Products

Our Added Value products sit alongside the related industries and retail sectors. Excess waivers, for example, can be sold alongside regular broker portfolios, whereas ticket or event insurance can be sold alongside the tickets purchased at point of sale. Interested parties can be in any sector or territory, provided there is a clear link between their usual line of business and the Added Value Products range.


We can support distribution programmes for original manufacturers, car dealerships and car hire companies that have a presence in single and multiple territories

Consumer Retail

Our Consumer Retail products are found at retailers’ POS systems, direct online offerings, add-ons for insurance and bank products, employee benefit provisions and retailer programmes. Retailers can be in any sector or territory, provided that they sell the items listed in our portfolio.


Worldwide cover can be provided on the full range of products in this portfolio, depending on your requirements and commitment to add-on portfolios.


Capacity is dependent on territory and product.